What will it take to give loans at scale in Nigeria

On today's podcast, we have Chijioke Dozie, CEO of Nigerian fintech, Carbon, talk to us about what it would take to give loans at scale in Nigeria. 
 
This is a new format we're trying. Please let us know what you think via email (podcast@techpoint.africa) or in the Q & A section on Spotify.
 
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Timestamps

00:00 - Cold open
00:41 - Intro
01:00 - News headlines this week
02:24 - We meet Chijioke
02:42 - Are Nigerians credit averse?
03:42 - Lessons from the friends and family trope
04:32 - How customers and bankers reacted to Carbon
06:05 - Biggest barriers to lending in Nigeria
08:17 - Should fintechs have access to GSI?
11:27 - Attend our webinar on legal loopholes for employers
12:42 - The role of credit bureaus
16:01 - The role of regulation
17:05 - Why collaboration to fight fraud doesn't work
19:39 - How can partnerships help
22:30 - Credit as a customer acquistion strategy
24:11 - Top three lessons from giving out loans to Nigerians
29:33 - Nigeria's macroeconomics could change lending behaviour
 
News stories we mentioned




Flutterwave's Disha to suspend operations temporarily on March 31, 2024


Fairmoney to acquire Umba in a $20 million all-stock deal 


CBN allegedly planning to shut down all crypto websites in Nigeria


FG to provide