Episode 7: New Apps ($1.1k value in first year!), Gift Cards & Bank SUBs
Companion post on my blog
~20% Uber Gift Cards
https://www.doctorofcredit.com/target-circle-15-off-uber-giftcards/
My recent applications
Bank of America Premium Rewards Elite elevated 75k points for $5k in 3 months.
Link here
See for links on what counts for $300 airline credit (AA gift cards)
Net value after AF of $1.1k when maxed out due to double dips
Applied & approved no problem at 10/24 and 6/12 (max for BofA w/ relationship). If you can meet the MS, I recommend this over PR
$150 lifestyle credit has not tracked for HBO Max $150 payment
Called CS, rep said it should count and they submitted a request to get it reviewed and manually credited. Will update if it hits
Applied 6/20/2023, MSR met 7/7/2023, $750 points posted same day
Keep in mind BofA 12 month rule & others
https://www.doctorofcredit.com/things-everybody-should-know-about-bank-of-america/
Chase Amazon Prime Visa $200 no spend
Referral
Applied at 10/24, initially sent to pending, called and found correct recon department. Card does not apply to 5/24 rule but will count towards 5/24
Rep quoted my denial reason (too many new apps OR too high limit with Chase). Explained I opened cards recently for travel coming up and wanted this new card for Amazon prime day. Asked to reallocate credit limits from other cards (have $21.3k with them). Reallocated and approved
Rep seemed very skeptical of my file but willing to help
Plan on applying to more cards until I finally get declined since my profile is already LOL
Bank SUBs hit my account
bankHometown $250, waiting on $50 EOY
https://www.doctorofcredit.com/ma-bankhometown-200-checking-bonus/#comment-1650033
PNC $400
https://www.doctorofcredit.com/pnc-up-to-250-400-checking-bonus/#comment-1628164
Will be closing account soon
Capital One 360 Performance Savings
90 day holding period over, will move money out to Juno for 5%
https://www.doctorofcredit.com/capital-one-100-500-savings-bonus-requires-10000-100000-deposit/
Capital One Venture 100k points links floating around. If you find one, get it!
https://www.doctorofcredit.com/capital-one-venture-100000-point-bonus/
Free $50 with Capital One shopping at Staples
https://www.doctorofcredit.com/ymmv-capital-one-shopping-50-back-on-staples-purchase/
I have this but Ink does not work. Be sure to read terms & conditions
Laurel Road $300 + $20/m SUB
https://www.doctorofcredit.com/laurel-road-300-checking-bonus-25-per-month-available-nationwide-must-be-a-nurse/
Wells Fargo $325 SUB
https://www.doctorofcredit.com/wells-fargo-325-checking-bonus-available-online/
Expired 75% off DoorDash max $20 value
https://www.doctorofcredit.com/doordash-promo-codes-25-off-with-25off4u-20-maximum-savings/
Remove old Chase card then add new one and you can get another 3 months
Thinking of opening business for this podcast mainly to venture into Business accounts
Free Slurpee
https://www.doctorofcredit.com/7-eleven-free-small-slurpee-until-7-10-another-on-7-11/
Amazon Prime Day coming up
I will prob buy a Kindle Oasis
Check YMMV CC points on Amazon promo codes
https://www.doctorofcredit.com/amazon-shop-with-points-deals-renewed-through-prime-day-up-to-200-in-savings/
MooMoo referral
https://invite-code.moomoo.com/share?code=LNMRJFFM&inviter=73494782&global_content=%7B%7D&channel=4&subchannel=
$320-$460 after parking $5k
https://www.doctorofcredit.com/moomoo-invest-sign-up-get-a-free-stock-worth-3-200/
Network Change BofA CCR to MC for Curve support
PCed PR to CCR. Not allowed to PC and network change in same transaction. Card arrived in mail, called and did network change. Will receive card in 2-4 weeks. AFAIK only available for CCR
https://fearthez.wordpress.com/2023/05/20/topic-episode-curve-x-bofa-5-25-cash-back-on-all-spend/
$15 back on $25+ w/ GRUBPRIME at GrubHub 7/11-7/12
https://www.doctorofcredit.com/amazon-prime-free-year-of-grubhub/
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Episode 7: New Apps ($1.1k value in first year!), Gift Cards & Bank SUBs